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Tractor Loans

Commercial • Agricultural use

Whether you're running commercial haulage/rental or farming operations, our tractor finance covers pre-owned tractors and implements with quick decisions, simple documentation, and EMIs designed around your real cash flows—seasonal harvests or daily rentals.

Car Loan

Who It's For

Agricultural Application

First-Time Farmers/Owner-Operators: light documentation, quick asset valuation, and monthly or Bi-Monthly or Quarterly or Half-yearly EMIs so you start cultivating—and building credit—without delay.

Existing Tractor Owners — Takeover & Refinance: shift your current loan to lower EMIs/interest or extend tenure, with top-ups for implements, repairs, irrigation, or working capital; enjoy a swift balance transfer.

Commercial Application (Haulage / Rental / Agri-Services)

First-Time Entrepreneurs: finance for pre-owned tractors used for haulage, agri-services, or rental; fast appraisal, simple paperwork, and EMIs aligned to ticket/contract income help you start earning quickly.

Existing Owners/Fleets — Takeover & Refinance: move existing loans to reduce EMI/cost or free cash for tyres, maintenance, trailers, or attachments—minimal downtime with quick transfer.

Features & Benefits

FAQs

What tenures are available?
Up to ~60 months; for some commercial/rental use cases, policy may cap tenure lower.
What is the Rate of Interest
Used Tractor ~18%–24% (risk/asset/profile-based)
Do you finance implements and attachments?
Yes, we fund trailers can be financed or added via top-up, per policy.
Are seasonal EMIs available for agriculture?
Yes, Monthly or Bi-Monthly or Quarterly or Halfyearly structures are available where policy permits.
Can I transfer my existing loan?
Yes, balance transfer/refinance may reduce EMI/interest or extend tenure; top-ups may be possible.
How fast is approval?
With digitized processing, quick valuation, and complete documents, decisions and disbursals are faster.
Disclosure: Rates/fees are indicative and vary by profile, asset condition, geography, and internal policy. Taxes extra.