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Tractor Loans

Commercial • Agricultural use

Whether you're running commercial haulage/rental or farming operations, our tractor finance covers pre-owned tractors and implements with quick decisions, simple documentation, and EMIs designed around your real cash flows—seasonal harvests or daily rentals.

Car Loan

Who It's For

Agricultural Application

First-Time Farmers/Owner-Operators: light documentation, quick asset valuation, and monthly or Bi-Monthly or Quarterly or Half-yearly EMIs so you start cultivating—and building credit—without delay.

Existing Tractor Owners — Takeover & Refinance: shift your current loan to lower EMIs/interest or extend tenure, with top-ups for implements, repairs, irrigation, or working capital; enjoy a swift balance transfer.

Commercial Application (Haulage / Rental / Agri-Services)

First-Time Entrepreneurs: finance for pre-owned tractors used for haulage, agri-services, or rental; fast appraisal, simple paperwork, and EMIs aligned to ticket/contract income help you start earning quickly.

Existing Owners/Fleets — Takeover & Refinance: move existing loans to reduce EMI/cost or free cash for tyres, maintenance, trailers, or attachments—minimal downtime with quick transfer.

Features & Benefits

FAQs

What tenures are available?
Up to ~60 months; for some commercial/rental use cases, policy may cap tenure lower.
What is the Rate of Interest
Used Tractor ~18%–24% (risk/asset/profile-based)
Do you finance implements and attachments?
Yes, we fund trailers can be financed or added via top-up, per policy.
Are seasonal EMIs available for agriculture?
Yes, Monthly or Bi-Monthly or Quarterly or Halfyearly structures are available where policy permits.
Can I transfer my existing loan?
Yes, balance transfer/refinance may reduce EMI/interest or extend tenure; top-ups may be possible.
How fast is approval?
With digitized processing, quick valuation, and complete documents, decisions and disbursals are faster.
Is there an EMI calculator?
Yes, use our EMI calculator to estimate monthly/seasonal outgo and pick the right tenure.
Disclosure: Rates/fees are indicative and vary by profile, asset condition, geography, and internal policy. Taxes extra.