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MSME Loans

Working Capital • Inventory • Expansion

Fuel day-to-day operations and future growth with MSME finance tailored to your cash flows whether you're stocking up for the season, buying machinery, renovating your outlet, or unlocking working capital tied up in receivables.

Car Loan

Who It's For

Existing Businesses Takeover & Refinance (Top-Up Ready)

Shift your current loan(s) to lower EMIs/interest or extend tenure; consolidate multiple facilities if needed.

Access top-ups for seasonal inventory, capex, maintenance, marketing, or expansion with swift balance transfer and minimal downtime.

Features & Benefits

FAQs

What can I use the funds for?
Working capital, inventory purchase, machinery/equipment, store renovation, vendor payments, marketing, or general business expansion (as per end-use policy).
What is the Rate of Interest
Secured ~15%–24% (risk/profile/asset-based).
Do I need collateral?
We offer secured options hence collateral in the form of Immovable Property is required as collateral.
What are the typical tenures?
Up to 120 months to have a flexible EMI.
What documents are required?
KYC, GST/Udyam (as applicable), bank statements (6-12 months), ITR/financials (as applicable), business proof/invoices; for secured loans, title/asset papers.
Can I refinance my existing business loan?
Yes balance transfer/refinance may lower EMIs/interest or extend tenure; top-ups may be available based on performance.
How fast can I get funded?
With complete documents and appraisal, decisions and disbursals are faster disbursement follows sanction & documentation.
Is there an EMI calculator?
Yes,use our EMI calculator to estimate monthly outgo and choose a suitable tenure before you apply.
Disclosure: Rates/fees are indicative and vary by customer profile, business vintage, collateral, geography, and internal policy. Taxes extra.