IKF has designed an unique Financial instrument known as Working Capital Loans to cater to the emergency and sundry needs of small road transport Operators. This is a neglected area by most in the industry. This has been designed to enable the customers meet expenditures arising out of unforeseen situations like accidents, overhauling of vehicles, payment of taxes, Insurance etc. of their commercial vehicles. 

This product helps the small road transport operators reduce their dependence on high cost borrowings, which adversely affect the customer’s repayment capacity in the long run. This also helps improve both the roadworthiness and value of the vehicle.